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Dealing with Student Debt

In People on May 1, 2012 at 3:31 pm

By: Tim Reeder

Student loan debt surpassed credit card debt in 2012. Graduates spend ten percent or more of their paychecks on student loans.

Representative Hansen Clarke of Michigan proposed the Student Loan Forgiveness Act of 2012. This would forgive student loan debt for those who have paid 10 percent of their discretionary income toward their loans for 10 years and would cap interest on federal student loans at the current rate of 3.4 percent. After five years, teachers, public servants, and medical practitioners could have their debt forgiven.

If the act becomes law, Read the rest of this entry »

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Qualifications in the Workforce

In Organizations on April 9, 2012 at 12:10 pm

By: Tim Reeder

Today’s job market is highly competitive.  Even some educated people have trouble obtaining positions because they lack on-the-job experience. On the other hand, some people have a lot of work experience but lack required formal academic qualifications. Job candidates often are stuck applying for job positions that they’re over- qualified for so they can get some form of income.

A person wanting to get hired. Photo Credit- Google Images

In most cases, the amount of money a person earns depends on a combination of his or her education and experience. People with education and experience earn more money. Once someone loses their high paying position they have to be able to make ends meet. Unemployment only covers approximately 50 percent of your previous salary. The amount of time it takes to find another career job depends on how much someone needs to earn. It takes an average of one Read the rest of this entry »

Education is Key

In Defining The Problem on March 1, 2012 at 1:55 pm

By: Tim Reeder

Everyone has had that person or persons in their life who preaches the importance of school. For most, these individuals are family members, often a parent or grandparents, who tell you to do well in school and to go to college so that you can get a good job. Oftentimes education is the key. Being hard working and educated can open up the doors to better jobs, financial stability and hopefully even success.

In the United States, individuals with college or some other post secondary education, including trade school, are more likely to be employed and less likely Read the rest of this entry »